Retirement Rhythms: Moving Into my Next Phase

After 4 full seasons of retirement, I no longer feel ‘newly retired.’ It’s time to plan for what’s next!
Author

Sharon Machlis

Published

October 13, 2025

Golden foliage around a river scene

Enjoying a local autumn scene in my second year of retirement. Photo by Sharon

If you’re working full-time, you probably have no idea what your ideal balance is between busy and downtime. Even if you’re lucky enough to be off for a month, that’s still not enough time to start tackling all the time-pressing things you need to get done plus some big things you want to do. The last time I had weeks of unstructured time off without work hovering overhead was summers when I was a kid.

Because I left full-time work in early summer 2024, I’ve now experienced four complete seasons in retirement in addition to part of that first summer. And that time has helped me somewhat better understand the rhythms of my new life in retirement.

I still have a lot more to learn. One year without full-time work doesn’t yet counterbalance decades with a salaried job! It’s going to take more than 15 months to feel as natural in retirement as I did in the workplace. I’m often still astonished at how much control I have over my own schedule. I can enjoy great weather on a weekday! And stay up late watching sports without worrying about morning meetings the next day! I don’t know if I’ll ever feel blase about that. But it’s starting to feel like I’ve finished the “brand-new retiree” phase of my life after work. It’s time to move onto the next stage, whatever that will be.

So, this seemed like a good time to mull what I’d like these next four seasons to look like – with the understanding that unexpected things happen in life, especially as we age. The Yiddish saying “Man plans, God laughs” is particularly appropriate as we get older. And, sadly, often not in a good way. Having a plan at this stage of life is less about the arrogance of certainty, and more about trying to be intentional so I make the most of whatever days I have left.

My first step has been thinking about what’s been most rewarding and enjoyable in early retirement so I can try to spend more available time on those things, as well as what things have been missing.

There are also non-fun things I have to fit into my second year of retirement. I definitely need to make more progress on decluttering all the stuff I’ve collected in our home over many decades. And, health maintenance becomes more time-consuming as I get older, which means I need to spend more time on exercising and healthy eating.

But these are all compelling opportunities, not “problems.”

This isn’t to say that everything is wonderful in my life. Some bad things have happened, too, both in my personal life and the world. But none were because I stopped working. Retirement has been mostly great so far. I wonder now why I ever worried about missing work.


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